Are There Mistakes In Your Credit History?

Like the guy in the vignette says, simple mistakes in your credit history are easily corrected by writing to the reporting company, pointing out the error and providing proof of the mistake(s).

You can also request to have your own comments added to explain problems. For example, if you made a payment late due to illness, explain that for the record.

Keeping your credit score accurate is in your best interest and it can help lower home buying costs.

Are There Mistakes In Your Credit History? is a post from Life and Real Estate in Campbell CA, which is not to be copied on other sites.




You Can Improve Your Credit Score

Like the vignette says, there are no easy ways to improve your credit score but you can work to keep it acceptable by maintaining a good credit history.

  • Pay your bills on time.
  • Pay down cards and keep monthly debts sustainable.
  • Limit your overall debt. and check your credit history annually for accuracy and correct any errors to improve your credit score.

Improve Your Credit Score

“Need to boost your credit score?

Unfortunately, a credit score isn’t like a race car, where you can rev the engine and almost instantly feel the result.

Credit scores are more like your driving record: They take into account years of past behavior, not just your present actions.

In addition to making the right moves, you also have to be consistent. A few easy steps can push your score in the right direction.

Here are seven simple ways to improve your credit score.”

Read more: http://www.bankrate.com/finance/debt/7-simple-ways-improve-credit-score-1.aspx#ixzz3OHO0xuBt

You Can Improve Your Credit Score is a post from Life and Real Estate in Campbell CA, which is not to be copied on other sites.




How Can I Find Out Information About My Credit History?

Watch this vignette and take a few notes! There are three major credit reporting companies you should look at to check your credit history:

Obtaining your credit history is as easy as calling and requesting one. Once you receive the report, it’s important to verify its accuracy.

How Can I Find Out Information About My Credit History? is a post from Life and Real Estate in Campbell CA, which is not to be copied on other sites.




What Is A Credit Bureau Score?

As we show you in this vignette, a credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable to repay a loan.

Lenders use it to determine your ability to qualify for a mortgage loan.

The better the credit bureau score, the better your chances are of getting a favorable loan.

In most cases, you can raise your FICO score significantly in six months.

Know your credit bureau score and ensure that lenders have current information about it.

What Is A Credit Bureau Score? is a post from Life and Real Estate in Campbell CA, which is not to be copied on other sites.